Hello everyone, and welcome to my last post of this week. Another week goes by and it will be the end of this month without even knowing lol. Anyway, today’s post will be about self-development, sharing tips about something common. This is how to save money and live your life to the fullest.
As I keep sharing about other things, this is time I’m going to share with you guys my knowledge on how can we save money. Yet allow yourself to live a good life. Some people would think of saving money as struggling to do other things.
How to save money and live your life to the fullest

Let me talk with you a little about today’s post about how to save money and live your life to the fullest. Well, you may save money by keeping it somewhere else. However, this post will be about consuming it very well. And also don’t prevent yourself from living your life to the fullest.
Some things that I like to use which help me save money. I’m curious if you are doing it as well. When you are done reading this post. Don’t forget to share what’s your thoughts on this post. What are other ways to help you consume less money and save for other things?
Living life to the fullest doesn’t always mean rich life. I don’t think it’s always mean like that. Because if you are happy and trying different things in life. That means you are enjoying it and as you keep saving money. There will be more things you can do.
So, when I say live your life to the fullest means being happy and trying things in life. It doesn’t have to be expensive. These tips will help you to try anything you want. Even if it means spending a little extra money. That’s fine because you deserve it for working hard.
Work hard for the life you want even if you take baby steps. I’m sure you will make it and live your dreams. And this is the goal of this post, how to save money and live your life to the fullest. Help you to make it happen and enjoy your life.
Nowadays we use online shopping and we need to remember that we can also save money. When purchasing online, there are ways I didn’t know about it before. Then, later I found good ways and I will talk about it in this post as well.
1. Know how much do you have
First, before you can work on saving money. You need to know how much do you have. Even if you have a lot of money. They can be vanished so quickly and end up with zero in the bank or wherever the money is saved.
Always keep track of how much money you have. This is the number one I always do to save money. And help me plan things. Even when there is nothing to plan. I keep the money on a list and how much I spent.
For people who don’t think about saving money. It’s very important to have a table for your spending and know how much money you have. Because if you don’t do this, one day, you will need to save money for being reckless.
Well, if you are doing this, then you are golden and you can just follow the rest of the steps of how to save money and live your life to the fullest. Following these tips will help you plan for whatever life you dream of.
2. Calculate how much you spend monthly
Now that you know the amount of money you have. It’s time for you to have control over all the money. And it starts by calculating how much money you can spend each month. You can change to weekly if you want, but for me, I think monthly is perfect.
You can calculate how much it takes to buy the important things monthly. Including everything from bills to snacks, you want to buy. Because we might not pay attention but it can take a lot of money haha. Trust me, it’s important to include whatever you spend money on.
This control will help you to achieve the next one I’m going to mention. Just like having control of anything in life. We must be in control of our spending and be responsible. Once you are out of your family’s house, it’s time for you to do it. You can practice before you leave and on your own.
It’s best to use paper or write down on the note app. Don’t do this based on your mind. Well, unless you have only this in mind, you can keep it. This is my favorite way to do this and after I calculate it, I write down all the things important I want to buy.
When there is something new that just came up to my mind. I look through my plan and see if I can buy it. And if it’s not worth it. Well, maybe another time if I have more money to buy it. Even when I can buy it, it doesn’t mean that I buy it.
Let me tell you the best way to calculate how much you spend. First, write down all the important things like bills and things you need to pay monthly. Then, calculate how much you need to spend every day and I write it down. Also, I make sure that I wrote all the things I would buy every day. And that would help a step in managing money and how to save money and live your life to the fullest.
Believe it or not, even I count how many times a week I would buy myself snacks. Cookies and other snacks. Because I want to be in full control of how much I spend. And when I want to plan things, it will be easy for me.
3. Declutter unnecessary shopping during the month
Following up on the previous tip. When you are saving money. Either you are planning for something big in the future or just want to save more money. Have full control of your spending and write down all the things you need to spend money on. It will help you declutter unnecessary shopping and things that you don’t need it.
Sometimes we would love to buy some things. However, it’s necessary and we can avoid wasting money when we have other important things. Well, I spent my money on other things that were not important before and I regret it. Because I could’ve spent it on something else that is way better. And I needed to learn more about these tips and decided to share how to save money and live your life to the fullest.
Doing this can allow you to do other things in the future. Don’t worry if you want to buy that one thing, but also have to remove it from the list. But, I think the things on the unnecessary list would be something that can be skipped. And help you how to save money and live your life to the fullest.
4. Use a tool to help you with gift codes when online shopping
I feel like a lot of people would miss doing this when shopping online. We all know that shopping online nowadays became so common. And almost everyone shops online more than going to the store.
You need to remember that you can use tools that can provide you with codes when using some online shops. And one of the common tools is “Honey”. When I found out about these tools, it helped even to buy renew my hosting plan.
And you can down more than one tool to provide you with a gift code. Because they search for a code. Sometimes one can have codes that the other doesn’t have. It’s so easy to set up and as you shop if the tool has the shop on the list. They will work to provide you with a code. That will help you big time to save money.
If you are a person who spends tons of money shopping online. I’m sure you will find this so helpful. And if you already know about it. That’s awesome. Don’t forget to add more than one tool to your browser, similar to the “Honey” tool to save money. A good way to save money and we should know how to save money and live your life to the fullest following this
5. Points or credits score system
I was missing a lot of discounts when I didn’t pay attention to this. Before I thought it was a waste of time and I see people get discounts and it helps them to save tons of money. And later, I decided to try it and I regretted that I didn’t do it earlier.
Depending on the country you are in. Check if all the stores you buy from if they have points systems. And the more you buy, the more points you get. And the more discounts you will get. Because you buy from them, why not use this? Great way to save money. We may miss on it, and it’s important if you want to know how to save money and live your life to the fullest.
If you are in the US and haven’t got most of the credit system. You need to learn more about how to use it to help you save money. Don’t waste any minute on shopping without using the point system or credit score. Because you will save tons of money in the future.
This is a big way to save money while shopping. It will help you to enjoy life and also try to save money. But, some people would skip it because it sounds complicated or doesn’t feel like doing it. And that would be a big mistake. You need this if you want to know how to save money and live your life to the fullest.
6. Offers and discounts
Saving money doesn’t mean you prevent yourself from buying or traveling. But, when you got to buy things. Even traveling you can find discounts and offers. You can find this if you spend time looking for more options. It’s a great way how to save money and live your life to the fullest.
Even when you go shopping at the local store. Make sure to look for offers and discounts because it helps a lot. Before you buy anything, try to look for more options that have discounts. This way, you still can buy, but also save money.
Sometimes we buy things quickly or don’t have the motivation to spend time to check for offers. For me, I would feel lazy to check for more options with discounts. And that would lead me to lose money when I can save money.
Seasonal discounts and offers are also a good time to shop. For example, black Friday is something good. You can see a lot of people shop during black Friday. If there are any other seasonal offers on online or local stores. It’s a good way how to save money and live your life to the fullest.
7. Side and part-time jobs
As you keep trying to save money. Try also to make as much money as possible. And the best way is with doing side hustle jobs. Maybe take a part-time job that can help you to get extra money. It will help you enjoy life as you try to save money.
It will be worth it in the long run because it adds to your main source of income. If you have extra time, use it to get more money. And you might feel lazy doing it but it would be easy if you start doing it. Sometimes
Saving money is one way, but getting more money is another way to help you enjoy life. And you can work from home or do other jobs. Nowadays, there are tons of ideas and work you can do. Just spend some time to find the right job for you.
The good thing about this is that you don’t have to have experience with almost all the work. Therefore, no matter what. I think you will always have the one for you. A lot of companies or people would love to have someone to help.
Conclusion of how to save money and live your life to the fullest
Well, thank you so much for reading until this point. I hope you found these tips on how to save money and live your life to the fullest are helpful to you. These are some good ways to help save money and also allow you to live life to the fullest.
Do you do any of these tips to save money? What are your thoughts about doing them? If you do more than this, what else do you do to help you save money and enjoy life?
I will post more about self-development tips. Also, about marketing, business, and DIY tips. If you are interested in receiving more posts on time. Please subscribe to my email list. There will be short stories and app reviews as well. Follow me on Twitter and Pinterest as well.
More posts on Querianson:
- How to finish reading books and achieve reading goals
- How to develop creativity in your business in 2022
This is great advice Fransic! For me the best life are concentrating on the things that bring me joy.
https://thathappyreader.ca
That’s awesome, hope you have a good life. Thank you for reading!
Very helpful post, especially in the current climate. However, even with all these tips, I fear there are still going to be people struggling to survive.
Yeah, we need it more than ever. Thank you for reading!
Yes saving money is so important! Thanks for sharing all these tips on how to do so
Yeah, thank you for reading and commenting!
Yeah, thank you for reading and commenting!
This is a great post. This post has come at the right time for me. I need to save some money. I will definitely try your tips. Thank you for sharing.
I’m glad to know that, thank you for commenting ad reading!
I’ve always been a big saver. I keep accurate accounts of how much I have and how much is coming in. I do buy excess things, but keeping account has helped me save anyway 😊
That’s awesome, well, for me, I started late haha but at least I’m doing it now.
That fist tip is the most important. You always have to know what your available money is so you know how to break it down.
Right? it’s very important. Thank you for commenting!
Being clear of how much you make, spend, and what you spend it on is so helpful. Sometimes we spend so much on stuff we don’t even need. I find myself subscribing to some service, stop using it after 2-3 months, and then just forgetting about the subscription. Thank you for sharing this great and practical article 🙂
Yeah, that’s not good haha. I did it too before haha. But now I’m more careful!
It took me over 30 years to learn how to save my money. I wish I had these tips years ago.
Ah, I see. Well, at least you know now 🙂 Thank you for commenting!
These are very good tips! Thank you for sharing! This is how my husband and I try to live as well.
Thank you so much for your feedback reading!
Brilliant advice! I especially like your tip on decluttering unnecessary things from shopping, as I agree sometimes we find ourselves spending money on thing we don’t need or never use!
Thank you for your feedback and reading!
The best savings tip I read so far: calculate how much you should spend monthly. I am guility of this. I am an impulse buyer so I end dragging credit card to the next level. For this year, I think I should be more conscious of what I need.
Yeah, thank you for your feedback!
Very helpful article. For me, what works best is having a journal where I list all our expenses for the month. It helps me have a quick view of what I need to tweak when it comes to spending. I also make sure that I “save before I spend,” which means I set aside 10% of my paycheck through automatic bank debit into a separate savings account.
I’m glad you find it helpful. Thank you for reading!
Great post. Tracking what you spend, how much you have is very important. Thanks for the tips
Thank you for commenting
So true! Don’t shop till you drop. Spend your money on things that you need only. Remember, shopping is not a good hobby.
That’s good quote, thank you for commenting!
Great tips here! I do agree that we should always know how much we own and how much we spend. I have reduced my expenses to those I think if absolutely necessary.Thank you for sharing!
Thank you for reading!
These are really great tips to save money. Thank you for sharing this.
Thank you for your feedback!
We were just discussing the various streaming services that we have and which ones we’ll going to cut. We’ve also recently cut our Kcup auto delivery and milk delivery.
That’s awesome!
Great tips that I’m sure we can all benefit from. Thanks for sharing!
Yeah, thank you for your feedback!
This is a great post, and we appreciate your advice. We actually have a post dropping tomorrow addressing similar topics. You should definitely check it out.
Thank you for your feedback!
It is good to always be saving and planning ahead. Every little bit counts when you are saving for things in life.
Yeah, every amount does indeed count
Saving money and living life the fullest is definitely something I struggle with. It isn’t easy and something I struggle with for sure.
I hope you will manage to pull it together. Thank you for reading!
I do try to save money, but after reading your article I realize I have a lot more work to do. For example, I rarely use coupons or collect points.
I used to avoid them but they help a lot
Knowing how much you have, make and your outgoing is a good start if you want to save money and live to the fullest.
Yeah, it will help you a lot. Thank you for reading!
These are all helpful tips. Saving money is all about living within your means.
Thank you for commenting and reading!
Thanks for this! Im actually trying to be a bit more conscious of how i spend my money the last couple of months. I have noticed that because i want to save so much, i dont allow myself to enjoy life anymore. So yeah, this blog gave me some helpful insight?
That’s a good thing! Thank you for reading!
I really like the decluttering tip. There are products that we don’t really need to buy immediately, maybe it’s just FOMO.
That’s awesome, I’m glad you liked it! Thank you for reading!
This is some great advice which I’ll certainly be applying to my everyday life. I’ve learnt the hard way that life is way to short to not live it to the fullest. Enjoying life is so important so I think a lot of people will be helped by reading this post. Thank you so much for sharing with us Xo
Elle – ellegracedeveson.com
Thank you for your feedback!
These are such great tips! I think so many folks have no idea what they spend. We need to be more aware.
Yeah, it’s complicated
I just downloaded the app for online banking. Now I am trying not to look at my bank account every second. But, it is super helpful for planning.
That’s awesome, hope you can save tons of money
This post has really good tips for me to save money to travel. I think there are apps that can support us on managing our money, aren’t they?
Thank you so much for reading and commenting. There are definitely apps to help you with management.
Great tips! Avoiding unnecessary shopping throughout the month is such a great way to save money.
Yeah, it helps a lot to save money. Thank you or reading!
These two subjects are a great combo. They definitely do not have to be mutually beneficial exclusive
Yeah, it’s possible to work on both. Thank you for reading!
I enjoy the topic of personal finance, and I am grateful to my parents for teaching me at an early age. Like, I just canceled my Netflix subscription in the Philippines coz I’m not using it anymore!
That’s awesome, it’s good to learn from the parents. Thank you for reading!
These are great tips, Fransic. Money stresses me out quite a bit, especially most recently, so I need to start working on improving my relationship with it. Thank you!
Yeah, it’s stressful but I’m sure you got this! Thank you for reading!
A meaningful post. I used to know every penny earned and spent as a student abroad. I was able to cut down on unnecessary shopping. I strongly feel saving money is important.
That’s awesome! Thank you for reading and commenting!